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Life insurance solutions tailored to every individual, family and business in Equatorial Guinea.

Abilio Balboa Street, Malabo — Equatorial Guinea · +240 222 854 950
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Our products

Protection solutions for each stage

Designed for Equatorial Guinea. Simple, accessible and backed by the country's leading banks.

Individual Term Life Insurance

Individual Term Life Insurance

If something happens to you, your family receives the agreed capital from day one. Cover for death or total and permanent disability, without waiting or complications.

CoverDeath + Total and permanent disability (≥66%)
Policy termAnnual, renewable
Age at policy inception18 - 70 years
Sum insuredAt your choice
Group Term Life Insurance

Group Term Life Insurance

One policy covers your entire team. Death and disability protection for businesses and communities, with preferential terms based on group size.

ToCompany, association and collective
CoverDeath + Total and permanent disability (≥66%)
Sum insured per personDefined by the policyholder
Policy termAnnual, renewable
Individual Supplementary Retirement Insurance

Individual Supplementary Retirement Insurance

Build an additional retirement fund beyond INSESO. You decide when and how to receive it — as a lump sum or in instalments — with complete flexibility.

TypeLong term saving
At maturityLump sum or regular income
If you die earlierBeneficiary receives capital accumulated
Early surrenderPartial or total available
Group Supplementary Retirement Insurance

Group Supplementary Retirement Insurance

Offer your employees a dignified retirement. When they retire, they receive capital or a monthly income to supplement their INSESO pension.

ToCompanies with employees to protect
ContributionsCompany, employee or both
At retirementLump sum or lifetime income
Cover includedDeath + Total disability
Bank Loan Life Insurance

Bank Loan Life Insurance

Your debt will not burden your family. In the event of death or disability, VidaSeguros pays off the outstanding loan. Available through BGFIBank, Ecobank, BANGE and Bonafide.

CoverDeath + Total and permanent disability (≥66%)
Sum insuredOutstanding loan balance at any given time
Policy termLoan term
Partner banksBGFIBank · Ecobank · BANGE · Bonafide
Education Insurance

Education Insurance

Your children's educational future, guaranteed whatever happens. Capital available on the scheduled date, with or without you.

Available capitalOn the planned date for studies to begin
If you die earlierVidaSeguros pays the remaining premiums
BeneficiaryThe designated child or person
DestinationEquatorial Guinea or abroad
Funeral Insurance

Funeral Insurance

Up to XAF 5,000,000 to cover funeral expenses. The capital is paid directly to the family or the person named in the policy, without complicated procedures.

Guaranteed capitalup to 5,000,000 XAF
PaymentDirect to the designated recipient
CoverDeath (from any cause)
Taking out a policySimplified without prior medical examination
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